The Real Futures Grant

1. To be eligible, you must be a domestic undergraduate enrolled full-time in an accredited Australian Tertiary Education Institution and studying for a certificate, diploma, degree or traineeship in any of the following areas:
   • Business – including any business-related courses from any institution.
   • Finance – including actuarial, statistics, accounting and general finance courses.
   • Medicine – including medical and health sciences, surgery and medical research.
   • Healthcare – including health and fitness-related specialties, sport sciences, health services assistance and international health.
   • Specialist healthcare – including nursing, optometry, dentistry and pharmacy.
2. Only citizens or permanent residents of Australia can apply.
3. You must have reached 18 years of age or older to enter.
4. Employees and Immediate family members including the spouse, de-facto spouse, parent, guardian, child or sibling ("Immediate Family Members") of a Real Insurance employee are ineligible to enter. Employees, and Immediate Family Members of Greenstone Financial Services (GFS) are also ineligible to enter.
5. Entrants must abide by the Terms and Conditions for an entry to be deemed eligible.

The Winner of the Grant will be selected and awarded by a panel of judges from the Real Insurance team in their absolute discretion, on the basis of the entry that best grasps the challenge. The panel for the 2025 Grant will convene from 15th November 2025.

All applicants must email the following documentation to grants@greenstone.com.au for their submission to be considered:

• Proof of Identification;
• Proof of enrolment, including course name, tertiary institution name and enrolment status;
• Your response (max word count 700 words); and
• Contact details (including residential address).

The Winner of the 2025 Grant will be notified by email and phone, with their name published on the Real Insurance website on 2nd February 2026.   Please be aware that if the Winner is unable to be contacted within four weeks of the initial contact attempt (on approximately 1st December 2025), that Winner forfeits the Grant, and another Winner will be selected.

To apply for the Real Futures Grant, you will need to write an essay (maximum 700 words) on why you want to work in your selected industry and the difference you hope to make in your particular field of study.

We are looking for submissions that reflect a real desire to improve the quality of people’s lives. It doesn’t have to be great prose, just honest and from the heart, so start thinking about the real reasons you have chosen the career path you have and then put them into words.

Important dates:

• 15th February 2025: Program launched and open for submissions.
• 31st October 2025: Submissions close.
• 1st December 2025: Winner to be notified via email and phone (if number is provided).
• 31st January 2026: Deadline for Winner to supply all supporting documentation.
• 2nd February 2026: Winner announced on the website.

If you have any queries regarding the Grant Program, or wish to obtain a copy of the terms and conditions for previous Grants, please email the Grant Program.

By participating in this Grant Program you agree to the Terms and Conditions of the Grant Program including cooperation with marketing and promotional requests made by The Promoter. See full Terms and Conditions.

Please visit the Real Futures Grant website for more information.