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TAFE Diploma and VET Student Loans

CQUniversity has a range of online, mixed mode and on-campus diplomas, with many supported by VET Student Loans or payment plans, for eligible applicants.

10972NAT - Diploma of Justice Studies
BSB50120 - Diploma of Business
BSB50320 - Diploma Human Resources Management
BSB51319 - Diploma of Work Health and Safety
BSB50820 - Diploma of Project Management
BSB50420 - Diploma Leadership and Management
CHC50121 - Diploma Early Childhood Education and Care
CHC52015 - Diploma of Community Services
CUA51120 - Diploma of Visual Arts
FNS50217 - Diploma of Accounting
HLT51020 Diploma of Emergency Health Care
HLT54121 - Diploma of Nursing
ICT50220 - Diploma of Information Technology
PUA50120 - Diploma of Public Safety (Emergency Management)
SHB50115 - Diploma of Beauty Therapy
SIT50116 - Diploma of Travel and Tourism
SIT50416 - Diploma of Hospitality Management

Diploma’s can be a great pathway to a bachelor’s degree. Check how much credit your chosen diploma may provide.

What is a VET Student loan?

A VET Student Loan is a loan from the Australia Government that assists eligible students pay their tuition fees.  A VET Student Loan is repaid through the Australian tax system once you reach the minimum income threshold for repayment; repayments continue until you have repaid the entirety of the debt. For more information on the minimum threshold set by the Australian Government and repayments please visit the StudyAssist website.

Current Fee Schedules

Student Fact Sheets

Please find a list of Student Fact Sheets at Subsidised Training.

The Australian Government has approved CQUniversity to deliver a number of courses eligible for a VET Student Loan.  A list of courses can be found above.

Courses that are approved for a VET Student Loan, and the cap on the loan amounts that students can borrow for each of these courses are set by the Australian Government.

Through the National Partnership Agreement on Skills Reform, the Australian and Queensland Governments are supporting the expansion of the VET Student Loan scheme to improve access to higher-level qualifications.

VET Student Loans is an Australian Government loan scheme to assist eligible students studying diploma level and above qualifications to pay their tuition fees. It cannot be used for other study-related costs such as accommodation or textbooks.

Under the Higher Education Support Act 2003, a student must be able to defer their entire contribution through VET Student Loans but may elect to pay a proportion of the upfront and defer the remainder. As a result, through state-subsidised VET Student Loan arrangements, if the student is eligible, a loan may be available to the student to cover all or part of their contribution towards the cost of a diploma or advanced diploma level qualification subsidised under the Higher Level Skills program.

The Queensland Government will pay the same level of subsidy for a qualification regardless of whether the student accesses a VET Student Loan loan or not.

The Queensland Government is required to manage state subsidised VET Student loans to a weighted average of $5000. As a result, CQUniversity is an approved VET Student Loan provider who is able to manage the level of state subsidised VET Student loans offered to an average of $5000 or less.

If you are enrolling in a VET Student Loans eligible qualification and applying for VET Student Loans funding, you must demonstrate competence at, or above, Exit Level 3 in the Australian Core Skills Framework (ACSF) in reading and numeracy. You can do this by:

  • Providing a copy of your Senior Secondary Certificate of Education.
  • Completing a Basic Key Skills Builder (BKSB) - Further Study Program (if you do not have your Senior Certificate, or it does not demonstrate your competency). The BKSB is part of the pre-enrolments process and incorporates an Initial Assessment for Maths and English. To continue your study in these areas, and address any skills gaps you may have, you need to complete a Diagnostic Assessment in both areas and complete short, online activities. The tests should be completed with honesty and integrity.

Results of your BSKB testing will be reported, upon request, to the Secretary, Department of Education and Training (Commonwealth).

A two-business day cooling off period will occur when you have enrolled in a VET Student Loans eligible course to provide you with some time to make sure of your choice to take out a loan for your tuition.          

Please note if you enrol in a unit/s less than two business days prior to Census date you will not be eligible for VET Student Loans for those unit/s of study.

You are eligible to apply for a VET Student Loan two business days after you enrol into your units in the eligible VET Student Loan Course. You must submit your application on or before your first census day for your course if you wish to defer your fees to your VET Student Loan, if you do not submit your application by the due date you will be liable to pay the fees in full to CQUniversity.

Within one week of enrolling in your first  unit/s CQUniversity will notify the Australian Government that you have chosen to apply for a VET Student Loan.  The Australian Government will send information to your CQU Student Email so that you can complete an application for the VET Student Loan.

If you do not submit your VET Student Loan application form by the census day, you will be liable for the tuition fees for your enrolment.

In order to apply for a VET Student Loan you must provide current and update evidence against each of the following criteria (prior to enrolment).

VET Student Loans will not be approved for students who do not meet the eligibility requirements.

  1. Residency
    • Australian citizen, or
    • Eligible permanent humanitarian visa holder who usually resides in Australia, or
    • New Zealand citizen on Special Category Visa (SCV subclass 444) who meets the long-term residency requirements.

    Please note: New Zealand citizens on a Special Category Visa must provide an International Movement Record evidencing that:

    • You first began living in Australia at least 10 years before applying for a Student Loan, and at that time, were a child under 18 years of age and did not have a spouse or de-facto partner, and
    • You have been in Australia at least 8 of the 10 years immediately prior to applying and at least 18 months of the last two years.

    You will be required to provide evidence of your citizenship or visa status through visual confirmation, or certified copy of your passport or birth certificate, when submitting your Request for a VET Student Loan electronic Commonwealth Assistance Form (eCAF) at admission.

    The following students are not eligible for VET Student Loan, and must pay their Tuition Fees upfront or contact CQUniversity to discuss alternative payment methods:

    • New Zealand Citizens
    • Permanent visa holders (other than holders of a permanent humanitarian visa)
    • Overseas students
  2. Academic suitability
  • Australian Year 12 Certificate of Education, or
  • Successful completion of an Australian Qualifications Framework certificate IV of higher qualification with a language of instruction if English, or at a level in a framework that preceded the AQF that is equivalent to level 4 or above in the AQF, or:

If you cannot provide the above documents, you will be required to display competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy.  CQUniversity will assess your competence using the Australian Government approved assessment tool Basic Keys Skills Builder (bksb).

Additional Eligibility

You must also meet each of the following criteria to be eligible for a VET Student Loan.

  1. Be enrolled in a full fee paying VET course of study approved for VET Student Loans
  2. Be enrolled on or before the Census date
  3. Meet the Tax File Number (TFN) requirements - you must have provided your TFN or a Certificate of Application for a Tax File Number (TFN) - please visit the Australian Taxation Office website for further information on Tax File Number application.
  4. have not exceeded the VET Student Loans limit
  5. You are studying the approved course primarily at a campus in Australia.
  6. You have read the VET Student Loans Information Booklet
  7. You have completed, signed and submitted a valid Request for a VET Student Loan electronic Commonwealth Assistance Form (eCAF) on or prior to your first census date and no less than two business days after enrolling.
  8. Students with JobTrainer places are not eligible to apply for VET Student Loans.

Under 18

If you are under the age of 18 and seeking a VET Student Loan, you must provide one of the following before your VET Student Loan electronic Commonwealth Assistance Form can be issued to you:

  • Parental Consent form signed by your parent or guardian. This will be emailed to you within a week of enrolling into your first unit/s
  • Centrelink Income Statement noting your independent assessment

When you enrol at CQUniversity the collection, storage, use and disclosure of any personal information you provide is protected by legislation. See our Privacy Policy and Procedure for more information.

The Census date is the last day your debt for the intake is transferred to the Australian Tax Office (ATO).  In order to access VET Student Loan to pay your fees, you must submit Request for a VET Student Loan electronic Commonwealth Assistance Form (eCAF) to The Commonwealth Government on or before the census date. Whether you choose to pay Tuition fees upfront, apply for a VET Student Loan, or a combination of both, you are required to finalise all these arrangements by Census date.

If you have submitted an application for VET Student Loans Assistance and elected to use VET Student Loans to pay all or part of your fees, you will be provided with a Commonwealth Assistance Notice (CAN) within 28 days of the Census date. The CAN is a summary of your enrolment and associated fees  for that enrolment period, including:

  • units in which you are enrolled
  • Tuition Fees against these units
  • the total VET Student Loans assistance you are requesting for the semester
  • the 20% loan fee, charged by the Australian Government for the administration of your VET Student Loans debt

It is important to check all the details on your CAN carefully. You must notify CQUniversity of any errors within 14 days of the issue date on the CAN.

If you wish to cancel your course or withdraw from your enrolled units, you must either submit a Cancellation of Course form or contact the University/your teach to request to be withdrawn. If you request to be withdrawn prior to the Census Date of your enrolled unit/s, there will be no financial penalties. However, if you request to be withdrawn after a Census Date has passed, your fees will be deferred to your VET Student Loan and you will be liable for any gap payments applicable to those unit/s.

If you requested to be withdrawn due to special circumstances, you may apply to have your  FEE-HELP balance re-credited for the unit of study.  For further information please refer to the VET Student Loan Re-Credit Information or to apply for re-credit please complete the Re-Credit Application Form and return it to studentoperations@cqu.edu.au.

University Initiated Cancellation

If you are not progressing through your course, your teacher will attempt to contact you. If you do not respond, CQUniversity may cancel your enrolment. In these situations, CQUniversity will advise you of the pending cancellation and you will have 28 days to request an internal review pond prior to the cancellation being processed. If you request a review your cancellation will only be processed once the appeal process has been completed.

If CQUniversity ceases to deliver a course and a suitable replacement course is not available, a loan re-credit or refund for any upfront payment will be made for any units that cannot be completed.

If you were undertaking training with an approved VET Student Loans provider that closes, fails to start a course, or stops offering courses, you may be placed with CQUniversity to continue your studies in an equivalent or similar course.

In cases where you are enrolled in a replacement course with CQUniversity:

  • You will be granted course credits for parts of your original course you successfully completed. You will be required to provide evidence through a Statement of Attainment issued by the relevant provider in accordance with the Australian Qualifications Framework; and
  • You will not be charged tuition fees for a replacement component of the replacement course with CQUniversity